Need an appraisal in Butler or Butler County?

Check out the top reasons Pa homeowners hire David Hesidenz Appraisals:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut a mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a Pa divorce, when real estate property needs to be divided
  7. Settle an estate in Pa by determining the true market value of property in question

Do you own a house in or near Butler? Do you need help determining the value of your real estate?
Contact David Hesidenz Appraisals.

At David Hesidenz Appraisals, we understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at David Hesidenz Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experienced in helping customers just like you do away with unnecessary PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an expert appraisal from David Hesidenz Appraisals is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. David Hesidenz Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would wish to have an expert double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from David Hesidenz Appraisals can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? David Hesidenz Appraisals can help with that too. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.