Attention homeowners in Butler and Butler County: Need an appraisal?
See the top 7 reasons why Pa homeowners need David Hesidenz Appraisals:
Need help deciding the price of your home in or near Butler, Pa?
At David Hesidenz Appraisals, we understand the special needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at David Hesidenz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are seasoned in helping homeowners just like you remove unneeded and unwanted PMI insurance.
Challenging property tax assessments
Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from David Hesidenz Appraisals is your best weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. An efficient appraisal from David Hesidenz Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.