Attention homeowners in Butler and Butler County: Need an appraisal?
The top 7 reasons Pa homeowners order from David Hesidenz Appraisals:
Own a home in or near Butler, Pa and need help determining the price of it?
We at David Hesidenz Appraisals understand the unique needs of a consumer seeking appraisal services. Our typical business clients understand the appraisal process and the customary reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value report than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. David Hesidenz Appraisals is veterans in helping consumers just like you dismiss unwanted PMI insurance.
Challenge Butler county's assessment of your property
Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close to yours. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from David Hesidenz Appraisals is your number one weapon.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. A professional appraisal from David Hesidenz Appraisals can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? David Hesidenz Appraisals can help you with that. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.