Attention homeowners in Butler and Butler County: Need an appraisal?
See the top seven reasons why Pa homeowners use David Hesidenz Appraisals:
Own a home in or near Butler, Pa and need help determining the price of it?
At David Hesidenz Appraisals, we understand the special needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a homeowner that probably doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at David Hesidenz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.
Appraisals to remove PMI
An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At David Hesidenz Appraisals, we're qualified in helping customers just like you rid yourselves of unwanted PMI insurance.
Challenge a property tax assessment
Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from David Hesidenz Appraisals is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be troublesome from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. David Hesidenz Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? David Hesidenz Appraisals offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? David Hesidenz Appraisals can help with that too. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.