Need an appraisal in Butler or Butler County?
See the top reasons Pa homeowners use David Hesidenz Appraisals:
Need help determining the value of your home in or near Butler, Pa?
We at David Hesidenz Appraisals understand the special needs of a consumer looking for appraisal services. Our customary business clients understand the appraisal process and the standard documents we provide. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at David Hesidenz Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
PMI Removal Appraisals
An attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At David Hesidenz Appraisals, we're veterans in helping homeowners just like you remove unwanted and unneeded PMI insurance.
Challenging Butler county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that's going down or is not appreciating as much as other houses close to yours. That means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from David Hesidenz Appraisals is your perfect weapon.
HELOC recently frozen?
If your home is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. David Hesidenz Appraisals can provide you with a professional appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have a professional double-check it for efficiency or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from David Hesidenz Appraisals can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? David Hesidenz Appraisals can help with that too. Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.