Attention homeowners in Butler and Butler County: Get an Appraisal today!
Check out the top seven reasons Pa homeowners hire David Hesidenz Appraisals:
Need help determining the price of your house in or near Butler, Pa?
At David Hesidenz Appraisals, we understand the special needs of a consumer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. As our client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at David Hesidenz Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you do away with unneeded PMI insurance.
Challenging a property tax assessment
Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from David Hesidenz Appraisals is your number one weapon.
HELOC recently frozen?
If your house is in or near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. David Hesidenz Appraisals can provide you with an expert appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from David Hesidenz Appraisals can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.