Attention homeowners in Butler and Butler County: Get an Appraisal today!
See the top seven reasons why Pa homeowners hire David Hesidenz Appraisals:
Own a house in or near Butler, Pa and need help deciding the price of it?
We at David Hesidenz Appraisals understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at David Hesidenz Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At David Hesidenz Appraisals, we're seasoned in helping people just like you remove unnecessary PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a region that's declining or is not appreciating as much as other homes close to yours. That only means you are probably paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from David Hesidenz Appraisals is your best weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from David Hesidenz Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.